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	<title>Financial Cultivation &#187; home loans</title>
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	<link>http://financialcultivation.net</link>
	<description>how to make better choices with your money</description>
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		<title>The HELOC and Home Equity Loans: A Comparison</title>
		<link>http://financialcultivation.net/the-heloc-and-home-equity-loans-a-comparison/</link>
		<comments>http://financialcultivation.net/the-heloc-and-home-equity-loans-a-comparison/#comments</comments>
		<pubDate>Tue, 25 May 2010 23:55:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>

		<guid isPermaLink="false">http://financialcultivation.net/?p=112</guid>
		<description><![CDATA[Home equity loans are offered in various forms, including credit lines. In other words, the borrower may have the choice to consider home equity loan or line of credit. The equity loans are offered in one large sum to the borrower to help him pay off debts, reduce high interest on credit cards, pay off [...]


Related posts:<ol><li><a href='http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/' rel='bookmark' title='Permanent Link: Try and Stay Away From Bad Home Equity Loans'>Try and Stay Away From Bad Home Equity Loans</a></li><li><a href='http://financialcultivation.net/understanding-what-equity-is/' rel='bookmark' title='Permanent Link: Understanding What Equity Is'>Understanding What Equity Is</a></li><li><a href='http://financialcultivation.net/managing-joint-equity-loans/' rel='bookmark' title='Permanent Link: Managing Joint Equity Loans'>Managing Joint Equity Loans</a></li></ol>]]></description>
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		<title>Managing Joint Equity Loans</title>
		<link>http://financialcultivation.net/managing-joint-equity-loans/</link>
		<comments>http://financialcultivation.net/managing-joint-equity-loans/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 23:28:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[joint equity loans]]></category>

		<guid isPermaLink="false">http://financialcultivation.net/?p=86</guid>
		<description><![CDATA[When a person decides to seek equity loans and there are more than one applicant, the banks will base income differently when considering the loan. In most instances, the applicants can request an equity loan three times the amount of the first income and half the amount of the second income, and/or two-and-a-half times of [...]


Related posts:<ol><li><a href='http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/' rel='bookmark' title='Permanent Link: Try and Stay Away From Bad Home Equity Loans'>Try and Stay Away From Bad Home Equity Loans</a></li><li><a href='http://financialcultivation.net/the-heloc-and-home-equity-loans-a-comparison/' rel='bookmark' title='Permanent Link: The HELOC and Home Equity Loans: A Comparison'>The HELOC and Home Equity Loans: A Comparison</a></li><li><a href='http://financialcultivation.net/understanding-what-equity-is/' rel='bookmark' title='Permanent Link: Understanding What Equity Is'>Understanding What Equity Is</a></li></ol>]]></description>
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		</item>
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		<title>Understanding What Equity Is</title>
		<link>http://financialcultivation.net/understanding-what-equity-is/</link>
		<comments>http://financialcultivation.net/understanding-what-equity-is/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 23:12:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://financialcultivation.net/?p=73</guid>
		<description><![CDATA[Equity is attached to your home; thus, the home equity loans are loans that utilize the home as a ticket to security when offering loans. The lender will force the homebuyer or homeowner to put up his home as collateral when applying for an equity loan. Thus, if you are considering taking a loan to [...]


Related posts:<ol><li><a href='http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/' rel='bookmark' title='Permanent Link: Try and Stay Away From Bad Home Equity Loans'>Try and Stay Away From Bad Home Equity Loans</a></li><li><a href='http://financialcultivation.net/managing-joint-equity-loans/' rel='bookmark' title='Permanent Link: Managing Joint Equity Loans'>Managing Joint Equity Loans</a></li><li><a href='http://financialcultivation.net/the-heloc-and-home-equity-loans-a-comparison/' rel='bookmark' title='Permanent Link: The HELOC and Home Equity Loans: A Comparison'>The HELOC and Home Equity Loans: A Comparison</a></li></ol>]]></description>
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		</item>
		<item>
		<title>Try and Stay Away From Bad Home Equity Loans</title>
		<link>http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/</link>
		<comments>http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 22:25:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[home equity loans]]></category>
		<category><![CDATA[second mortgages]]></category>

		<guid isPermaLink="false">http://financialcultivation.net/?p=53</guid>
		<description><![CDATA[The Federal Trade Commission has issued alerts to homeowners–and specifically homeowners who are elderly and poor–in recent months. The market is swarming with mortgage lenders providing equity loans and some of these lenders are taking advantage of the misfortune.
Some lenders are giving loans to homeowners who do not generate enough income each month to repay [...]


Related posts:<ol><li><a href='http://financialcultivation.net/the-heloc-and-home-equity-loans-a-comparison/' rel='bookmark' title='Permanent Link: The HELOC and Home Equity Loans: A Comparison'>The HELOC and Home Equity Loans: A Comparison</a></li><li><a href='http://financialcultivation.net/understanding-what-equity-is/' rel='bookmark' title='Permanent Link: Understanding What Equity Is'>Understanding What Equity Is</a></li><li><a href='http://financialcultivation.net/managing-joint-equity-loans/' rel='bookmark' title='Permanent Link: Managing Joint Equity Loans'>Managing Joint Equity Loans</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Various Kinds of Mortgage Products</title>
		<link>http://financialcultivation.net/various-kinds-of-mortgage-products/</link>
		<comments>http://financialcultivation.net/various-kinds-of-mortgage-products/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 19:25:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[home equity loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[second mortgage]]></category>

		<guid isPermaLink="false">http://financialcultivation.net/?p=46</guid>
		<description><![CDATA[If you need to get a mortgage when the time comes to purchase a home you must be aware of the various unconventional financing options that may be available to you.  It is always a good move the compare as many of these kinds of loans as possible to find one that is right [...]


Related posts:<ol><li><a href='http://financialcultivation.net/ensuring-an-approval-when-getting-a-mortgage/' rel='bookmark' title='Permanent Link: Ensuring An Approval When Getting a Mortgage'>Ensuring An Approval When Getting a Mortgage</a></li><li><a href='http://financialcultivation.net/understanding-what-equity-is/' rel='bookmark' title='Permanent Link: Understanding What Equity Is'>Understanding What Equity Is</a></li><li><a href='http://financialcultivation.net/try-and-stay-away-from-bad-home-equity-loans/' rel='bookmark' title='Permanent Link: Try and Stay Away From Bad Home Equity Loans'>Try and Stay Away From Bad Home Equity Loans</a></li></ol>]]></description>
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